
DOWNLOAD the Insurance Claim Bible to maximize your property damage settlement in minimum time whether you've been delayed, denied, underpaid, or just starting your claim.


DOWNLOAD the Insurance Claim Bible to maximize your property damage settlement in minimum time whether you've been delayed, denied, underpaid, or just starting your claim.



The 10 Commandments of policyholder protection.
Stages of grief policyholders face after underpayment, denial or delay.
Why your insurer’s “adjuster” does not represent you.
The insider tactics insurers use to wear you down.
How to tell if your insurer is acting in bad faith.
When to hire a Public Adjuster, Appraiser, or Attorney.
Meaning of indemnity (and how it should protect you).
Legal requirement for insurers to act in good faith
Why you bear the burden of proof and how to meet it.
How to mitigate damage and document properly
Examples of underpayment and how to dispute them.

The 10 Commandments of policyholder protection.
Stages of grief policyholders face after underpayment, denial or delay.
Why your insurer’s “adjuster” does not represent you.
The insider tactics insurers use to wear you down.
How to tell if your insurer is acting in bad faith.
When to hire a Public Adjuster, Appraiser, or Attorney.
Meaning of indemnity (and how it should protect you).
Legal requirement for insurers to act in good faith
Why you bear the burden of proof and how to meet it.
How to mitigate damage and document properly
Examples of underpayment and how to dispute them.

















Insurers are required by law to act in good faith.
They must equally consider any evidence supporting your position.
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny.
You’re entitled to indemnity—restoration of your property and financial loss.
You bear the burden of proof for your claim. If you don’t prove your loss, they don’t have to pay.
When your property is damaged, insurance companies bring in expert, adjusters, engineers, attorneys, to protect their bottom line. You should too.
Advocate only for you, not the insurer
Negotiate on your behalf
Help policyholders meet their burden of proof
Interpret your policy and how to maximize your payout
Fight lowball offers and wrongful denials
Avoid unnecessary litigation
Increase your payout by up to 747%, according to the Florida OPPAGA Study
Insurers are required by law to act in good faith.
They must equally consider any evidence supporting your position.
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny.
You’re entitled to indemnity—restoration of your property and financial loss.
You bear the burden of proof for your claim. If you don’t prove your loss, they don’t have to pay.
When your property is damaged, insurance companies bring in expert, adjusters, engineers, attorneys, to protect their bottom line. You should too.
Advocate only for you, not the insurer
Negotiate on your behalf
Help policyholders meet their burden of proof
Interpret your policy and how to maximize your payout
Fight lowball offers and wrongful denials
Avoid unnecessary litigation
Increase your payout by up to 747%, according to the Florida OPPAGA Study

Wind and storm damage.
Hail and roof failure.
Fire and smoke damage.
Flood and water intrusion.
Mold, collapse, theft.
Business interruption and ALE (loss of use).
Homeowners
Condo Associations
HOAs
Commercial building owners.
Churches, schools, and religious groups.
Apartment complexes and property managers.
Nonprofits with insured property.
Years Experience
Large-Loss Claims Settled
Settled Property Insurance Claims

Scott Friedson
CEO | Public Insurance Adjuster
Scott formed Insurance Claim Recovery Support LLC aka ICRS, to help policyholders needing strategic and practical representation recovering from property damage insurance claims. Policyholders dealing with complex large-loss insurance claims can face many issues ranging from delays, underpayments, omissions, misrepresentations, or wrongful denials.
Commercial and Multifamily owners, property management companies and homeowner associations have received the results and benefits they deserve with Scott’s expertise while avoiding unnecessary litigation and appraisals.
As an active member in the multifamily, contractor, and public adjusting community, he has been a speaker at the apartment, storm restoration, general, and roofing contractor associations advocating what policyholders and management companies need to know about insurance claims. Scott holds public insurance adjuster licenses in Texas, Florida, Colorado, Georgia, Indiana, Kansas, Kentucky, Nebraska, South Carolina, North Carolina, Maryland, Ohio, Pennsylvania, Utah, Nevada, and Oklahoma.
He is also a Haag Certified Commercial Roof Inspector, Certified Appraiser & Umpire – CPAU, IICRC – Certified Water Restoration Tech with millions in successfully negotiated hail, fire, hurricane, tornado, flood, lightning, storm, business interruption, and other insurance claim settlements on behalf of his policyholder clients. Friedson retired as a Texas apartment real estate broker when he formed ICRS and has more than 30 years of combined experience in real estate as a broker, lender, apartment investor, and public insurance adjuster.

Misty Friedson
VP | Public Insurance Adjuster
With four years of dedicated experience as a licensed Public Insurance Adjuster, Misty brings a proven track record of successful claim resolution and unwavering advocacy for policyholders. Specializing in large-loss property damage claims, she has cultivated deep expertise in representing a diverse clientele that includes religious organizations, multifamily apartment owners, educational institutions, hotels, and homeowner associations (HOAs).
In addition to being a licensed public adjuster, Misty is a Haag Certified Commercial Roof Inspector known for her meticulous claim documentation, strategic negotiation skills, and steadfast commitment to maximizing fair settlements under the terms of the insurance policy. Her approach ensures that each client receives personalized service tailored to the unique complexities of their property and claim.
Having worked closely with faith-based institutions, historical buildings, and nonprofit organizations, Misty is particularly adept at navigating the nuances of policies covering sanctuaries, community centers, and auxiliary buildings. Her experience with multifamily and hospitality property owners has helped recover millions in damages from perils such as hail, fire, windstorms, and water intrusion—minimizing claim cycle times and avoiding unnecessary litigation.
As part of the ICRS team, Misty upholds the firm’s core philosophy of being exclusively policyholder advocates, offering clients she represents a no recovery, no fee promise and delivering results that consistently exceed expectations. Her work contributes to the firm’s reputation for resolving over 90% of claims without unnecessary appraisal or litigation, a testament to her negotiation acumen and deep knowledge of insurance claim process.
Get the Insurance Claim Bible and become the most informed, empowered, and protected policyholder in the claims process.

Get the Insurance Claim Bible and become the most informed, empowered, and protected policyholder in the claims process.

We are Reasonable
We are Trusted and Respected
We don't take NO for an answer
Zero tolerance for B.S.

"Thank you Scott"
Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!

Client

"I would highly reccomend"
Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!

Client

"I felt I could fully trust him..."
This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.

Client

"Scott negotiated to maximize our claim."
I definitely recommend ICRS! Scott and Misty went above and beyond to advocate on our behalf and help us navigate the nightmare of a large loss insurance claim. Scott has worked as a public adjuster for more than 15 years. He was extremely knowledgeable about the process, laws, and holding the insurance company accountable. The initial amount the insurance company agreed to would not have been enough to restore our property, and Scott negotiated to maximize our claim.

Client

"They are truly a lifesaver!"
I cannot say enough good things about Insurance Claim Recovery Support — they truly feel like earth angels. Misty and Scott helped me through one of the most overwhelming and helpless times of my life. As a single woman dealing with major home renovations after a severe water leak, I was unfortunately taken advantage of by a dishonest contractor. From breaking my TV and not saying a word, to lying about repairs, damaging my sprinkler, inflating estimates with bogus charges, and even threatening legal action — I was completely overwhelmed.
That’s when Misty and Scott stepped in. Their knowledge of the laws and the insurance claims process is unmatched, and their compassion and support were exactly what I needed. They knew exactly how to handle the situation, empowered me with the facts, and guided me every step of the way. They genuinely listened, made me feel heard and understood, and stood by my side when I needed it most. I am beyond grateful for their integrity, expertise, and kindness. If you’re facing a tough insurance claim situation, do not hesitate to reach out to them — they are absolute professionals and true advocates and helped me feel safe in my own home again.

Client
No Runaround. No Nonsense. Just Results.
We’ll tell you straight up if we can help you. We don’t waste time, and we won’t waste yours. Let’s see if we’re a good fit.
No Recovery, No Fee Representation
Licensed Public Insurance Adjusters
500+ Satisfied Policyholders and Counting
Non-Litigious Solutions
Over $250,000,000+ Recovered
15+ Years Representing Policyholders
Avoid Unnecessary Litigation

Scott Friedson

Misty Friedson
No Runaround. No Nonsense. Just Results.
We’ll tell you straight up if we can help you. We don’t waste time, and we won’t waste yours. Let’s see if we’re a good fit.
No Recovery, No Fee Representation
Licensed Public Insurance Adjusters
500+ Satisfied Policyholders and Counting
Non-Litigious Solutions
Over $250,000,000+ Recovered
15+ Years Representing Policyholders
Avoid Unnecessary Litigation

Scott Friedson

Misty Friedson
Texas #1670060
Colorado #4472448
Ohio #1416560
Florida #W927993
NPN# 16144334
Texas #2647568
Florida #W798577
Kentucky #1267289
North Carolina #19846653
Nebraska #19846653
Ohio #1416569
Oklahoma #3001820951
Pennsylvania #1054792
South Carolina #19846653
Utah #915489
NPN #19846653
Haag Certified Commercial Roof Inspector #202111207
Texas - #1632488
Colorado #411678
Florida #W797805
Georgia #2874635
Indiana #3891955
Kansas #15827727
Kentucky #1014264
Maryland #2106190
North Carolina #15827727
Nebraska #15827727
Nevada #3508775
Ohio #1289475
Oklahoma #100118599
Pennsylvania #1043874
South Carolina #893766
Utah #915234
NPN #15827727
Haag Certified Commercial Roof Inspector #201408103
IICRC WRT Certified #229373
Apartment Complexes
Business Interruption
Commercial Buildings
Condominium Associations
Homeowner Associations
Homes
Historical Buildings
Industrial and Manufacturing Facilities
Office Buildings
Property Management Companies
Religious Organizations
Retail Centers
Schools
Storage and Warehouse
Fire
Flood
Hail
Hurricane
Lightning
Tornado
Water
Wind
Appraisal